Personal Accounts

CNB offers a variety of consumer checking and saving services. Check below to see the different accounts we offer so you can choose the account type best for you.

Checking Accounts

Account Name

Basic Checking

Community Checking

NOW Account

Money Market Plus Account

Money Fund Index Account

Earns Interest*

No

No

Yes*

Yes*, based on rate tier.

Yes*, based on rate tier.

Minimum Amount to Open

$100.00

$100.00

$300.00

$2,500.00

$25,000.00

Minimum Balance Requirement

N/A

$800.00

$1,500.00

$2,500.00

$25,000.00

Monthly Service Charge

No

$9.00 **

$12.00 **

$12.00 **

$15.00 **

Transaction Limitations

No

No

No

Yes***

Yes***

Per Item Fee

No

No

No

$10.00

$10.00

Images available in Statement

No

Yes

Yes

Yes

Yes

Account Features & Services

 

Senior Discount

 

 

 

Benefits:

Online Banking

 Check Mark Check Mark  Check Mark  Check Mark  Check Mark 

Bill Pay

 Check Mark Check Mark  Check Mark  Check Mark   Check Mark

Mobile Banking

 Check Mark Check Mark  Check Mark  Check Mark   Check Mark

Text and Email
Alerts

Check Mark  Check Mark  Check Mark   Check Mark Check Mark 

Visa® Check
Card

Check Mark  Check Mark  Check Mark     

* We may change the interest rate and annual percentage yield for your account daily. Interest will be compounded monthly. Interest will be credited to your account on a monthly basis. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be paid on monthly statement regardless of balance maintained.

** This service charge will be imposed if the average available balance in the account falls below the Minimum Balance Requirement.

*** During any statement cycle you can make no more than 6 transfers or withdrawals to another account at the same institution or to a third party by means of preauthorized, automatic, telephone, or computer transfer, check, draft, or debit card. Does not include automatic loan payments at the same institution, or withdrawals or transfers between the holder's account at the same institution if made in person, by mail, by messenger, or via an ATM. There are 6 free withdrawals per statement cycle. Withdrawals in excess of 6 will incur a per item fee. Excessive occurrences of non-permitted transactions may constitute re-classifying or closing the account.

Savings Accounts

Account Name

Savings Account

Health Savings

Earns Interest*

Yes*

Yes*

Interest is compounded:

Quarterly

Monthly

Minimum Amount to Open

$100.00

$100.00

Minimum Balance Requirement

$100.00

No

Monthly Service Charge

10.00 **

No

Transaction Limitations

Yes ***

No

Per Item Fee

$5.00

No

Images Available in Statement

No

Yes

Early Closing Fee

$15.00

No

Benefits:

Online Banking

Check Mark

Check Mark

Bill Pay

 Check Mark

Check Mark

Mobile Banking

Check Mark

Check Mark

Text and e-Mail Alerts

Check Mark

Check Mark

VISA® Check Card

 

Check Mark

* We may change the interest rate and annual percentage yield for your account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

** This service charge will be imposed if the average available balance in the account falls below the Minimum Balance Requirement.

*** During any statement cycle you can make no more than 6 transfers or withdrawals to another account at the same institution or to a third party by means of preauthorized, automatic, telephone, or computer transfer, check, draft, or debit card. Does not include automatic loan payments at the same institution, or withdrawals or transfers between the holder's account at the same institution if made in person, by mail, by messenger, or via an ATM. There are 6 free withdrawals per statement cycle. Withdrawals in excess of 6 will incur a per item fee. Excessive occurrences of non-permitted transactions may constitute re-classifying or closing the account.

Personalization Settings

x

Welcome

Community National Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind again